
ESSENTIAL FLOOD PROTECTION
Protect your home from flood damage with NFIP flood insurance. Essential coverage not included in standard homeowners policies for Texas properties.
Join 10,000+ Texas families who trust us
Covers the structure of your home including foundation, walls, electrical systems, and HVAC.
Protects your personal belongings including furniture, electronics, and clothing.
Available coverage up to $250,000 for your building and $100,000 for contents.
Limited coverage for items in basements, including furnaces, water heaters, and washers/dryers.
Optional coverage that pays to replace damaged items without depreciation.
Coverage available regardless of whether you're in a high-risk flood zone.
This Flood Insurance in Texas is ideal for:
Homeowners in FEMA flood zones
Properties near rivers, lakes, or coastlines
Areas with poor drainage or flood history
Mortgage lenders requiring flood coverage
Anyone wanting comprehensive water damage protection
CLAIMS SUPPORT
We're with you every step of the way when you need to file a claim
Contact us or your carrier immediately after an incident. We're here to guide you through the initial report.
Take photos, gather receipts, and collect witness information. Thorough documentation helps ensure faster processing.
An adjuster will assess the damage and determine coverage. We'll help you understand the findings and next steps.
Once approved, you'll receive your settlement. Our team stays with you throughout repairs or resolution.
Need help with a claim? Contact our team or call (281) 494-4990
Combine policies for a discount. Popular bundles for Texas families:
Related reading: Flood Insurance Essentials
Let's find the right coverage for you. Our agents will review your needs and options.
TRUSTED BY TEXAS FAMILIES

"After the last flood scare, we knew we needed flood insurance. TGI walked us through the NFIP and private options and got us covered quickly. Very professional."
Patricia Moore
Pearland, TX
Flood Insurance
Let us help you find the perfect coverage at the best rate. Our experienced agents are ready to assist you.
Join 10,000+ Texas families who trust us